You’re driving home from dinner one night and get involved in an auto accident. To make matters worse, the person who hit you doesn’t carry any auto insurance. This can be very frustrating and overwhelming because it forces you to file a Virginia uninsured motorist claim to get your car fixed and your medical bills paid.
Sadly, there is no way to force people to carry insurance. Even state and federal laws can only go so far. Some drivers choose to carry full coverage that gives them any help they or the other driver may need. In other cases, drivers chose to not follow the rules and carry no insurance policy.
The purpose for uninsured motorist coverage is to provide you, your family members, or anyone in your vehicle compensation in the event of an accident involving someone not carrying insurance. This coverage comes from your own insurance policy. It helps provide financial support for any injuries, lost wages, medical bills, or damages that occurred because of the accident. This helps protect someone from being burdened with a large pile of debt just because another person doesn’t carry insurance.
The most popular problem with this type of claim is getting your insurance company to pay for the damages to your car and your medical expenses. The reason this is so difficult is because many insurance companies are large national companies with many employees. Many of these companies hire a legal team to help them find ways to not pay out any claim they need to. This hurts their profit margin. Just like other types of businesses, insurance companies are out to make a profit.
It is very easy to become overwhelmed with the bills and stress when you are having trouble reaching the insurance company. Don’t worry, there are people trained to help you. Virginia personal injury attorneys at Dulaney, Lauer & Thomas have an extensive knowledge of uninsured motorist claims and how to get the compensation you deserve from the insurance company. Call them today to see how they can help you through your case.