Medical expense coverage, sometimes known as medical payments coverage, is an optional form of coverage available in Virginia.  It is usually sold in smaller amounts, such as $1,000, $2,000, or $5,000, but not necessarily.

This is basically a small health insurance policy on your vehicle.  If a vehicle driver or passenger is hurt in a collision, they may seek reimbursement for incurred medical bills through this coverage.  

Note that this is not liability coverage, and an injured person may file the insurance claim without regard to legal fault.  Also, a medical expense claim should not be confused with a liability case against another driver who is legally at fault.

Medical expense coverage can be a valuable component of your auto insurance policy.  We do encourage our clients to purchase medical expense coverage if they have not done so already.

Practice Areas

Blog

Car Accidents & Injuries

view all

Firm News

view all

Library

Car Accidents & Injuries

view all

 


Q: My auto insurance policy has "Medical Expense" coverage. What is this?

A: Medical expense coverage, sometimes known as medical payments coverage, is an optional form of coverage available in Virginia. It is usually sold in smaller amounts, such as $1,000, $2,000, or $5,000, but not necessarily. This is basically a small health insurance policy on your vehicle. If a vehicle driver or passenger is hurt in a collision, they may seek reimbursement for incurred medical bills through this coverage. Note that this is not liability coverage, and an injured person may file the insurance claim without regard to legal "fault." Also, a medical expense claim should not be confused with a liability case against another driver who is legally at fault. Medical expense coverage can be a valuable component of your auto insurance policy. We do encourage our clients to purchase medical expense coverage if they have not done so already.


Bookmark and Share

Free Case Evaluation

Name:

Phone:

Email:

Tell us more:


Warrenton Office
492 Blackwell Road
Suite 201
Warrenton, Virginia 20186
Phone: 540-341-0007
Toll Free: 888-907-2631

Get Directions

Culpeper Office
209 N. West Street
Culpeper, VA 22701
Phone: 540-825-6046
Toll Free: 800-741-1012

Get Directions

Why Choose Us?

  • We Only Handle Accident and Injury Cases
  • Over 40 Years Of Experience
  • Offices in Warrenton and Culpeper
  • Free Consultation

Our Attorneys

view all

Resources

FAQ

Car Accidents & Injuries

view all

Case Results

Car Accidents & Injuries

Spinal Injury - $700,000 - Confidential

Case Against Federal Government - $450,000

Nerve Injury - $235,000

Auto Collision, Neck Injury - $145,000

view all