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What All Virginia Drivers Need to Know about Uninsured Motorist Coverage

It is bad enough that another driver hit you and caused you to suffer a car accident injury in Virginia. Now, however, you learn that the other driver did not even have car insurance. In other words, the other driver has no means of paying for your accident injuries.

Virginia allows drivers to operate motor vehicles without car insurance. The driver who hit you likely did not break Virginia law by failing to carry car insurance. If that driver also lacks the means to pay you, then you may need to rely on your own uninsured motorist insurance coverage in order to recover for your expenses and damages related to the accident.

Uninsured Motorist Coverage May Be Important to Your Recovery

Accordingly, it is important to know that if your own Virginia car insurance policy includes uninsured motorist coverage, then:

  • You may be able to recover damages from your own insurance company. The damages should be the same that you would be able to recover from the other driver’s insurance company if the driver had insurance. For example, damages may include compensation for past and future medical expenses, recovery costs, out-of-pocket expenses, lost income, and pain and suffering.
  • Your insurance company may fight against your fair and just recovery. You purchased insurance to protect yourself against this type of accident. However, now you and your insurance companies have competing interests, and the insurance company may try to defend the case and prevent paying you fair damages so that it can maximize its own profits.
  • You need to stay calm and follow the necessary procedures to get your fair recovery. Even if your insurance company puts up roadblocks or makes things frustrating, it is important to follow the necessary procedures and speak with an experienced Virginia uninsured motorist lawyer to make sure that your rights are protected.

It may take time, but you should fight for the fair and just recovery that you deserve.

Call a Virginia Car Accident Lawyer Today for More Information

For more information about your rights and possible recovery, please contact an experienced uninsured motorist accident lawyer in Virginia at (540) 636-1700 or (888) 534-5346.

Andrew Thomas
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Andrew Thomas is an experienced civil litigation attorney in Virginia and is AV Rated by Martindale-Hubbell.