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Dulaney, Lauer & Thomas

Why Virginia Uninsured Motorist Claims Are Different Than Other Car Accident Claims

It doesn’t take long for you to realize that your Virginia car accident case isn’t like most Virginia accident cases. Each inquiry and every phone call seems to end in frustration until you finally learn that the driver who hit you did not have a valid car insurance policy. What now? The doctors and hospitals providing your medical care still want to be paid, as does your mortgage holder or landlord, utility company, and grocery store.

Uninsured Motorist Cases Are Different—But You May Still Recover Damages

Uninsured motorist cases may be different and more complicated than car accident cases in which the negligent driver has a valid insurance policy. Specifically, an uninsured motorist case may require you to recover damages from:

  • Multiple insurance policies. It is possible that the driver that hit you was not uninsured, but was simply underinsured and did not have enough coverage to pay for your accident injuries. In this case, part of your recovery may come from the negligent driver’s insurance company, and part may come from your own insurance company.
  • Your own, now adverse, insurance company. Your own insurance company may not want to pay your damages and may act as if it was the defendant in your accident case.
  • An insurance company that is not being completely honest. An insurance adjuster may encourage you not to pursue a claim or to settle quickly for less than your case is worth in order to protect his or her employer.

This type of recovery can be frustrating, but it is also important so that you can recover and heal from your injuries.

Call an Experienced Stephens City Uninsured Motorist Lawyer Today for Help

It can be difficult to pursue your own uninsured motorist claim with your own insurance company as your adversary while you are recovering from significant accident injuries. Accordingly, it is important to protect your rights by contacting an experienced Stephens City uninsured motorist attorney for help. One of our lawyers would be pleased to provide you with a FREE, no-obligation consultation about your rights and possible recovery today. For more information, please call us directly at 540-341-0007 or 888-907-2631 or via this website.

Richard A. Dulaney
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Richard has over 30 years of experience in personal injury law.