We don’t have regular checkpoints on our roads. Nobody is checking the credentials of drivers before they leave their homes, workplaces, or other locations. It is possible for anyone with access to a car to get behind the wheel and drive on Virginia streets. Some of these drivers may lack both a valid driver’s license and valid insurance coverage.
Some laws and natural consequences of accidents may discourage uninsured drivers from driving in Virginia. However, those laws are not fool proof, and the possibility of being in a crash with an uninsured driver is very real for all Virginia drivers.
What We Should Do Since We Can’t Eliminate the Problem
Since the problem of uninsured drivers is unlikely to ever be fully eliminated in Virginia, it is important to know what to do if you are injured in a crash with an uninsured driver and to know how to protect yourself. Specifically, you should:
- Maintain uninsured motorist coverage on your own auto insurance policy. This will allow you to recover damages from your own insurance company if you are hurt by an uninsured driver.
- Prepare to file a claim with your own insurance company, and be prepared to fight for your fair and just recovery. Your insurance company may become an adverse party in this situation, and you may need to fight for equitable damages.
Recovering from an accident with an uninsured motorist can be more challenging in some respects than recovering from an accident with an insured driver. Accordingly, it is important to contact an experienced Virginia accident lawyer for help.
Call a Charlottesville Uninsured Motorist Lawyer Today for Help
Our experienced Charlottesville uninsured motorist attorneys will fight hard for your fair and just recovery. Please, call us today at 434-985-6000 to learn more.