If you’ve been injured on
the job, it is important that you understand your rights to compensation under Virginia law, so you
don’t have to fight
with your employer for benefits.Below are the benefits you are entitled to and the guidelines you must
follow, according to the Virginia
Workers’ Compensation Commission:
Temporary, Total, or Partial Wage Replacement
While you are temporarily unable to work, after
a minimum of seven (7) days of disability you are entitled to two-thirds
(2/3) of your gross average weekly wage, up to a set maximum weekly limit.
If you are disabled for more than three (3)
weeks, you should receive payment for those first seven days. This benefit cannot exceed 500 weeks
unless you have been totally and permanently disabled.
If you cannot return to regular work and are
given a light duty job at a lower wage, benefits are 2/3 of the difference
between the pre-injury wage and the current pay up to the maximum weekly
limit
Note: cost
of living supplements are not paid on temporary partial benefits.
Lifetime Medical Benefits
Medical expenses for conditions caused by the
accident or occupational disease are payable for as long as necessary,
provided you filed a claim within the required time period.
Note: you
must file a claim with the Workers' Compensation Commission within two
years from the date of the accident or any right to benefits may be lost.
In order to receive these benefits, you must
select a doctor from a panel of three physicians provided by your employer.
If a panel is not offered after notice of the
accident, you may seek treatment from any physician.
Your treating physician may refer you to other
doctors as he or she sees fit.
Once you begin treatment, you cannot change your
physician without approval of your employer or without a hearing by the Virginia
Workers’ Compensation Commission.
You must cooperate with medical treatment or the
weekly benefits may be suspended.
You should have your medical bills sent to the
insurance carrier for payment.
Permanent Partial Impairment
You can receive separate benefits for the
permanent loss of use of a body part such as an arm, leg, finger, or eye.
You can also be compensated for vision and
hearing loss, as well as disfigurement.
Compensation is not provided for the back, neck
or body as a whole.
The benefits you will receive are for a specific
number of weeks depending on the percentage of loss you experience.
You can receive these benefits while working if
maximum medical improvement has been reached.
Permanent and Total Disability
You may receive lifetime wage benefits if you
lose both hands, arms, feet, legs, eyes, or any two in the same accident,
or if you are paralyzed or disabled from a severe brain injury.
Death Benefits
Your surviving spouse, children under 18,
children under 23 enrolled full time in an accredited educational
institution, parents in destitute circumstances or other qualifying
dependents may be entitled to receive your wage loss benefits.
Death benefits include funeral expenses are not
to exceed $10,000 and transportation cost of $1,000.
Cost of Living Increase
If you receive temporary total, permanent total
or death benefits then you are entitled to cost of living increases
effective October 1 of each year if the date of the accident is prior to
July 1 of that year and if the combination of compensation and Social
Security benefits are less than 80% of the pre-injury earnings.
Note: you
must specifically request cost of living increases – they are not
automatic.
Vocational Rehabilitation
If you are released to light duty work then you must
prove that you are actively looking for a light duty job, even if you are expected
to return to your regular job.
You are required to accept all suitable
positions offered, or risk suspension of benefits.
You might be entitled to retraining, depending
on the circumstances of your case.
As you can see, there are a
number of rules, exceptions, and caveats in the Virginia Workers’ Compensation
benefits. If you’re worried that your workers’
compensation claim isn’t being treated fairly or that you are missing out
on benefits that you deserve, please contact the law offices of Dulaney, Lauer &
Thomas immediately.
DULANEY, LAUER & THOMAS, LLP
Warrenton Office 98 Alexandria Pike, Suite 11 Warrenton, VA 20186 Toll Free: 888.907.2631 Local: 540.349.2631
Culpeper Office 209 N. West Street Culpeper, VA 22701 Toll Free: 800.741.1012 Local: 540.825.6046
Free Case Evaluation
Warrenton Office
492 Blackwell Road
Suite 201
Warrenton, Virginia 20186
Phone: 540-341-0007
Toll Free: 888-907-2631 Get Directions
Culpeper Office
209 N. West Street
Culpeper, VA 22701
Phone: 540-825-6046
Toll Free: 800-741-1012 Get Directions