There is no exact script to follow when it comes to filing an insurance claim after a Virginia auto accident, but there are a few important details that are common to nearly all car accident claims. Keeping these in mind can help you get through the filing process as smoothly as possible.
First and foremost, be sure to get contact and insurance information from any other drivers who were involved in the crash. You will need this information to file a claim, regardless of who was at fault. You may also need it for a police report. In addition, if there were any witnesses, get their contact information as well. Their account of what happened could make a big difference in the outcome of your claim.
It’s also a wise to be familiar with your insurance policy. You should be aware of what coverage you are paying for and what is not covered by your policy.
In a stressful situation such as a car accident, people are often quick to assign blame. On the other hand, people sometimes are too quick to claim responsibility. Whether the accident was your fault or not, it’s important not to admit any type of liability at the scene of the accident. It is up to the police, the insurance companies, and any attorneys that might be involved in the case to determine who caused the crash. Sometimes more than one driver is responsible, and then it must be decided how much each driver contributed to causing the incident.
You should also avoid waiting too long to file your insurance claim. Most insurance companies have a limit as to how long after an accident they will accept a claim. If you let too much time elapse, your claim could be denied.
Dealing with insurance companies in the aftermath of a car accident in Virginia can be frustrating and at time even intimidating. Having an experienced personal injury attorney help you navigate the claims process can ease the stress and help you feel more confident that you’ll be treated fairly. Call our office nearest you today and request a free consultation. We’re here to help.